Don`t Know if this has been covered before But.....
A-ROADS IN FRANCE
NOT COVERED,
When renewing your vehicle insurance, and that cheerful person on the other end of the phone, chirps in “and we can also include breakdown including EU cover”. Or when just going for EU breakdown cover for your trip. Possibly you will be told all the virtues of having a greater deal than others! And what the policy will do, but not what it won’t do! (Up to you to read the small print and never in plain English)
Recently after going on a comparison web site, for my classic motorhome insurance ,I got the above, when I chose 2gether insurance ,I asked all the right questions or so I thought,and as they do an agreed valuation for classic motorhome`s ,I, took out the policy including UK and EU breakdown.
At this point I will say I have driven extensively throughout the EU, and try to avoid the toll roads, as too costly, but using the free A roads to avoid major towns/cities.
So now I’m on my travels on a free section of the French A13 when, Bang! I had a blow-out on o/s/r, after picking up debris on the road. Out came the warning tri-angles; on went the yellow reflective jacket, and for an hour or so I struggled to try to get the jack under the jacking point, but then without room to manoeuvre, and being in a pretty dangerous spot, I finally gave in and called “2gether Breakdown assistance”, calling the number given for breakdowns in the EU .And when asked I gave my exact location “Girl asks, Is that abroad?” Yes in France “Oh I will someone to call you back” (phone number given)
Male calls me back, same questions and answers, and the told “you are not covered for breakdown on any French motorway network”. And by that they translate it as meaning any A-Road in France. I was then told pop along to the nearest S.O.S box and call for assistance. (why was I not told this when I took out the EU cover? And no, you can’t claim back the call-out charge,So finished talking to deaf-ears and “trekked” back to the SOS box ,”great chap doesn’t understand my pigeon French and switches me to an automatic “tick the box voice” “yes I have a puncture” “good stay with your car put the hazard light on and stand behind the barrier someone will be with you good bye” ! And that’s it gone.
Walk back to camper chap pulls up gives me lift (nice one monsieur) eventually guy pulls up in breakdown truck and out with the jack and after robbing me of 150 Euro`s (who said Dick Turpin was dead?) I’m on the way again three hours later.
The magic get out clause used:
GENERAL EXCLUSIONS
(12) Any charges incurred resulting from you breaking down in a location that rescuing the vehicle would be unlawful (including any legal restriction on recovering a vehicle from a European motorway)
This will be going on to the ombudsman so will post further at a later date.
Any feedback welcome.
The point of this though “Ask the question, are you covered on your EU Breakdown policy for French A-Roads?”
Some reading this will possibly have come across this before, but it was an expensive new one on me.
Apart from that had a great journey down through France and Spain, fantastic scenery, and a lovely camp site at the “Arc de Bera” near Tarragona,using the free Aires down and back at a leisurely pace, and averaging 35mpg..Roll on next trip ttfn :thumbs: :thumbs: :thumbs: .
A-ROADS IN FRANCE
NOT COVERED,
When renewing your vehicle insurance, and that cheerful person on the other end of the phone, chirps in “and we can also include breakdown including EU cover”. Or when just going for EU breakdown cover for your trip. Possibly you will be told all the virtues of having a greater deal than others! And what the policy will do, but not what it won’t do! (Up to you to read the small print and never in plain English)
Recently after going on a comparison web site, for my classic motorhome insurance ,I got the above, when I chose 2gether insurance ,I asked all the right questions or so I thought,and as they do an agreed valuation for classic motorhome`s ,I, took out the policy including UK and EU breakdown.
At this point I will say I have driven extensively throughout the EU, and try to avoid the toll roads, as too costly, but using the free A roads to avoid major towns/cities.
So now I’m on my travels on a free section of the French A13 when, Bang! I had a blow-out on o/s/r, after picking up debris on the road. Out came the warning tri-angles; on went the yellow reflective jacket, and for an hour or so I struggled to try to get the jack under the jacking point, but then without room to manoeuvre, and being in a pretty dangerous spot, I finally gave in and called “2gether Breakdown assistance”, calling the number given for breakdowns in the EU .And when asked I gave my exact location “Girl asks, Is that abroad?” Yes in France “Oh I will someone to call you back” (phone number given)
Male calls me back, same questions and answers, and the told “you are not covered for breakdown on any French motorway network”. And by that they translate it as meaning any A-Road in France. I was then told pop along to the nearest S.O.S box and call for assistance. (why was I not told this when I took out the EU cover? And no, you can’t claim back the call-out charge,So finished talking to deaf-ears and “trekked” back to the SOS box ,”great chap doesn’t understand my pigeon French and switches me to an automatic “tick the box voice” “yes I have a puncture” “good stay with your car put the hazard light on and stand behind the barrier someone will be with you good bye” ! And that’s it gone.
Walk back to camper chap pulls up gives me lift (nice one monsieur) eventually guy pulls up in breakdown truck and out with the jack and after robbing me of 150 Euro`s (who said Dick Turpin was dead?) I’m on the way again three hours later.
The magic get out clause used:
GENERAL EXCLUSIONS
(12) Any charges incurred resulting from you breaking down in a location that rescuing the vehicle would be unlawful (including any legal restriction on recovering a vehicle from a European motorway)
This will be going on to the ombudsman so will post further at a later date.
Any feedback welcome.
The point of this though “Ask the question, are you covered on your EU Breakdown policy for French A-Roads?”
Some reading this will possibly have come across this before, but it was an expensive new one on me.
Apart from that had a great journey down through France and Spain, fantastic scenery, and a lovely camp site at the “Arc de Bera” near Tarragona,using the free Aires down and back at a leisurely pace, and averaging 35mpg..Roll on next trip ttfn :thumbs: :thumbs: :thumbs: .
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